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+25 points in the first month - 300x250

+25 points in the first month - 300x250

Members with credit scores under 600 saw an average +25 point increase in just their first month*! *Average first-month credit score impact of +25 points (VantageScore 3.0) between Jan-2024 & Nov-2024 for Kikoff Credit Account users who started with a score below 600; who purchased at least one item with Credit Account; and who paid one on-time in their first month. Late payments may negatively impact your credit score. Individual results may vary.

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